Buying a home is suppose to be a wonderful time in Home Buyers lives. You search online for months and call your Realtor® (ME) everyday, probably twice a day until you find that perfect Home you have been dreaming about. So now begins the dirty work. There is the offer(s), counter offers, inspections, mortgages, re-inspections, negotiating the contracts, attorneys etc, etc… You finally get to the closing and take possession of the Home of your dreams. Now a week or so later you get a bill in the mail saying something about remitting payment of $83 (apx) to said Deed Processing co. so you can receive the deed to your new home. So without thinking or calling your Realtor® (ME) again to ask what it is, you just send it in. It’s a scam!
So here is the skinny. There are these illegitimate companies who are putting together an elaborate scam taking advantage of folks who just completed the purchase of a home. They are taking public records of recently purchased homes and sending out professionally crafted letters that would be hard to question as fake.
First, at any point you have questions or do not remember a conversation about a home or home purchase, call a Realtor® (ME). That is what I am here for. Simple questions to complex questions, I want to help.
Next, these letters asking for this fee, reportedly are being addressed form an out of town business.
Another thing, Your Realtor® (ME) or the closing Attorney should have explained in detail where and when to expect your deed (free of charge) should be arriving to you and exactly what you need to do with that deed.
Keep it simple and keep it safe. When a question or concern comes up call a Realtor® (ME)