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Are you ready to purchase a home but have little to no money set aside for a down payment?

BancorpSouth offers several programs for zero down payment. The Guaranteed Rural Housing loan is a fantastic option for you if you are purchasing a home in a designated rural area. This could be in Harvest, Toney, New Hope, Meridianville, Hazel Green- Just to name a few. There are income limitations associated with this loan and private mortgage insurance. BancorpSouth also participates in the Alabama Housing Finance Authorities Home Buyers Initiative loan. This too, is a zero down payment program. The great thing about this loan is that the property can be located ANYWHERE in the State of Alabama, city or rural areas. There is no private mortgage insurance. The total household income may not exceed $97,300 at this time. If you are or were in the Military/ Reserve/ National Guard, then you may qualify for the VA loan. There are no geographical limitations and no Private Mortgage Insurance (PMI). If you are interested in getting pre-qualified or have questions about the purchase of your next home, please give our friends at BancorpSouth and Lisa Blake a call- 256.337.5729

 

  1. 5 beds, 4 baths
    Home size: 4,083 sq ft
    Lot size: 20,908 sqft
    Year built: 0
    Days on market: 15
  2. 4 beds, 4 baths
    Home size: 4,129 sq ft
    Lot size: 1.90 ac
    Year built: 0
    Days on market: 15
  3. 6 beds, 4 baths
    Home size: 3,918 sq ft
    Lot size: 31,363 sqft
    Year built: 0
    Days on market: 18
  4. 4 beds, 3 baths
    Home size: 3,730 sq ft
    Lot size: 39,204 sqft
    Year built: 0
    Days on market: 24
  5. 4 beds, 4 baths
    Home size: 4,830 sq ft
    Year built: 0
    Days on market: 35
  6. 3 beds, 4 baths
    Home size: 5,506 sq ft
    Lot size: 43,560 sqft
    Year built: 0
    Days on market: 51
  7. 4 beds, 4 baths
    Home size: 2,746 sq ft
    Lot size: 31,363 sqft
    Year built: 0
    Days on market: 52
  8. 4 beds, 4 baths
    Home size: 3,400 sq ft
    Lot size: 26,136 sqft
    Year built: 0
    Days on market: 60
  9. 4 beds, 3 baths
    Home size: 2,770 sq ft
    Year built: 0
    Days on market: 62
  10. 6 beds, 3 baths
    Home size: 4,040 sq ft
    Lot size: 38,332 sqft
    Year built: 0
    Days on market: 64

See all Real Estate in city of Harvest.
(all data current as of 7/17/2018)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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