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Are you ready to purchase a home but have little to no money set aside for a down payment?

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BancorpSouth offers several programs for zero down payment. The Guaranteed Rural Housing loan is a fantastic option for you if you are purchasing a home in a designated rural area. This could be in Harvest, Toney, New Hope, Meridianville, Hazel Green- Just to name a few. There are income limitations associated with this loan and private mortgage insurance. BancorpSouth also participates in the Alabama Housing Finance Authorities Home Buyers Initiative loan. This too, is a zero down payment program. The great thing about this loan is that the property can be located ANYWHERE in the State of Alabama, city or rural areas. There is no private mortgage insurance. The total household income may not exceed $97,300 at this time. If you are or were in the Military/ Reserve/ National Guard, then you may qualify for the VA loan. There are no geographical limitations and no Private Mortgage Insurance (PMI). If you are interested in getting pre-qualified or have questions about the purchase of your next home, please give our friends at BancorpSouth and Lisa Blake a call- 256.337.5729

 

  1. 4 beds, 4 baths
    Home size: 4,000 sq ft
    Lot size: 10.45 ac
    Year built: 0
    Days on market: 19
  2. 4 beds, 3 baths
    Home size: 2,689 sq ft
    Lot size: 12,632 sqft
    Year built: 0
    Days on market: 26
  3. 4 beds, 4 baths
    Home size: 3,174 sq ft
    Lot size: 23,522 sqft
    Year built: 0
    Days on market: 32
  4. 4 beds, 3 baths
    Home size: 2,631 sq ft
    Lot size: 32,670 sqft
    Year built: 0
    Days on market: 33
  5. 4 beds, 4 baths
    Home size: 3,673 sq ft
    Year built: 0
    Days on market: 36
  6. 4 beds, 3 baths
    Home size: 3,264 sq ft
    Year built: 0
    Days on market: 43
  7. 4 beds, 3 baths
    Home size: 3,000 sq ft
    Lot size: 19,602 sqft
    Year built: 0
    Days on market: 46
  8. 5 beds, 6 baths
    Home size: 4,898 sq ft
    Lot size: 3.76 ac
    Year built: 0
    Days on market: 51
  9. 4 beds, 3 baths
    Home size: 2,578 sq ft
    Year built: 0
    Days on market: 55
  10. 4 beds, 2 baths
    Home size: 3,128 sq ft
    Lot size: 17,424 sqft
    Year built: 0
    Days on market: 65

See all Real Estate in city of Harvest.
(all data current as of 10/16/2018)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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